CHAPTER 13 BANKRUPTCY

Learn how Chapter 13 bankruptcy can help you with debt

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy helps individuals who are in debt keep their assets and make a debt repayment plan that lasts several years.

Is Chapter 13 Bankruptcy Best for Me?

This depends on whether or not you want to eliminate all debt or restructure debt payments. It also depends on whether or not you have assets, such as a car or home. We can help you decide if Chapter 13 is your best option.

What are the differences between Chapter 7, and Chapter 13?

There are several main types of bankruptcy: Chapter 7 and Chapter 13 are most used. Each one has their own benefits.

• Chapter 7: erases most or all debt in around 3-5 months, but can forfeit assets like a home or car. Learn about Chapter 7 Bankruptcy.
• Chapter 13: doesn’t eliminate debt, but helps restructure debt into manageable payments over several years; allows you keep assets like a home or vehicle.

Why should I have an attorney help me file Chapter 13 Bankruptcy?

We have helped many clients successfully file for Chapter 13 bankruptcy. Here are some reasons why it is a good idea to have professional legal help:

• Your odds of successfully filing increase dramatically
• You will know which type of bankruptcy is best for you
• We make sure ALL legal requirements are fulfilled correctly
• Avoid making filing mistakes that can result in legal penalties or other problems

Learn more about our Bankruptcy Attorney